cdclosing day ready

reference

glossary.

25 terms

definition

The historical sequence of ownership transfers for a specific property, documented through public records from the original owner to the current one. This legal trail includes all deeds, wills, court judgments, and other documents that affect property ownership. A clear chain of title is essential for establishing legitimate ownership rights.

examples

  • The title search revealed a broken chain of title when a deed from 1987 was missing from the county records.
  • Before approving the loan, the bank required a complete chain of title going back 50 years to ensure no ownership disputes.